Stay ahead of every mandate.
Automatically.

MandateAI is an AI compliance intelligence platform for fintech — monitoring the EU AI Act, US CLOUD Act, UAE PDPL, ADGM rules, and more. Know what changed, what it means, and what to do. Automatically.

AI compliance platform
5 jurisdictions monitored
Built for ADGM fintech
Weekly Compliance Digest
3 regulatory updates require your attention this week.
Critical FATF Virtual Asset Guidance
VASPs must comply with Travel Rule (Rec. 16) — originator & beneficiary data required for all transfers.
Review VASP licensing status · Due Jun 1
High US CLOUD Act
US-EU bilateral agreement negotiations resumed. Data stored outside the US remains subject to US law enforcement orders.
Audit cloud data storage locations
Medium ADGM FSRA Update
New Web3 / digital asset policy framework published for ADGM-registered entities.
Review ADGM digital asset requirements
8
Regulatory sources monitored daily
3%
EU AI Act fines as % of global revenue
€35M
Maximum EU AI Act penalty per violation
90%
Of fintechs lack dedicated AI compliance monitoring

Regulatory complexity is now a strategic risk.

The volume and velocity of AI and data regulation has outpaced the capacity of most fintech organisations to monitor it effectively — particularly those without dedicated compliance infrastructure.

An accelerating landscape

The EU AI Act, UAE PDPL, US CLOUD Act, and FATF virtual asset guidance are all enforceable today. Implementing regulations, guidance notes, and enforcement decisions follow continuously — across multiple jurisdictions simultaneously.

A resource gap

Most fintech companies at the growth stage do not have dedicated compliance teams capable of monitoring regulatory change across UAE, EU, and US frameworks in parallel. The expertise exists — the bandwidth does not.

Material consequences

EU AI Act penalties reach 3% of global annual turnover. ADGM licence conditions carry direct enforcement powers. US CLOUD Act obligations apply regardless of where data is physically stored. Non-compliance is a business risk, not just a legal one.

MandateAI was built to close the gap between the pace of regulatory change and the capacity of growing fintech companies to respond to it — systematically, and at scale.

Continuous regulatory intelligence, delivered automatically.

MandateAI operates as a persistent compliance layer — monitoring, analysing, and surfacing what matters to your organisation, without manual effort.

1

We monitor

MandateAI checks official regulatory sources every day — legislation portals, regulatory authority publications, and enforcement guidance across UAE, US, EU, and global bodies.

2

AI analyses

When something changes, our AI reads the full regulatory text and extracts what matters: what changed, who it affects, what action is required, and what the penalties are for non-compliance.

3

You take action

Your compliance dashboard surfaces what changed, what it means for your business, and exactly what to do next. A weekly digest delivers the highlights — the platform keeps the full picture always up to date.

The regulations that matter most to your business.

MandateAI monitors the most consequential frameworks for fintech companies operating in ADGM and internationally.

EU Artificial Intelligence Act
European Union · Enforceable now
US CLOUD Act
United States · Cross-border data
UAE Personal Data Protection Law
UAE · Federal Decree-Law No. 45
ADGM FSRA Regulations
Abu Dhabi · Financial services
FATF Virtual Asset Guidance
Global · AML/CFT · Travel Rule
VARA — Virtual Assets Regulatory Authority
Dubai · Digital assets · VASPs
CBUAE Open Finance Framework
UAE · Payments · Digital banking
DIFC Data Protection Law
DIFC · Law No. 5 of 2020 · DFSA

Coverage expanding to UK FCA, MAS Singapore, and Basel Committee guidance in Q3 2026.

A compliance intelligence platform built for scale.

MandateAI delivers immediate value from day one, with a development roadmap designed to deepen capability as your regulatory obligations grow.

Live now

Weekly compliance digest

Every week, a curated briefing of every regulatory change relevant to your company — jurisdiction-matched, AI-analysed, plain-language. Delivered to your inbox with clear action items and deadlines.

Live now

Real-time regulatory monitoring

MandateAI watches official sources daily across UAE, ADGM, EU, US, and global bodies. The moment something changes that affects your business, we know — and so will you.

Coming Q3 2026

Compliance dashboard

A live web portal showing your full compliance picture — active regulations, recent changes, pending action items, and your coverage map across every jurisdiction you operate in.

Coming Q3 2026

Compliance gap assessment

A structured onboarding assessment that maps your current practices against the regulations that apply to you — and surfaces the gaps as a prioritised action list, not a legal document.

Coming Q4 2026

Regulation library

A searchable database of every monitored regulation — with AI-generated plain-language summaries, effective dates, penalty structures, and historical change logs.

Coming Q4 2026

API access

Enterprise teams can pull their compliance intelligence directly into their own systems and workflows via the MandateAI API — keeping compliance data where your team already works.

Request early access to MandateAI.

We are onboarding a select group of fintech companies during our early access period. Register your interest and we will be in touch within 24 hours.

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